%0 Journal Article %T OPTIMIZATION OF HUMAN RESOURCES AS A TOOL TO INCREASE THE STABILITY OF A CREDIT INSTITUTION %A Shichkin, I.A. %A Proskurnikova, V.I. %K personnel optimization, credit institution, personnel management, financial stability, personnel policy, employee motivation, banking sector. %J STOLYPIN ANNALS %D 2025 %N 6 %P 8 %I Electronic science